Terms of Service

1. Acceptance of Terms

By creating an account, accessing Wealtho, or using our services, you agree to these Terms of Service. If you do not agree with these terms, you may not use Wealtho.

2. Eligibility and Accounts

You must provide accurate information when creating an account and maintain the security of your login credentials. You are responsible for activity that occurs through your account.

3. Wealtho Services

Wealtho provides budgeting tools, financial organization features, projections, and AI-powered insights designed to help users understand their finances and make informed decisions.

Wealtho does not provide investment, tax, legal, accounting, or other professional financial advice.

4. AI Features

Wealtho may provide AI-generated responses, recommendations, and financial summaries. AI outputs are provided for informational purposes only and may not always be accurate, complete, or suitable for your specific situation.

5. User Responsibilities

You agree to use Wealtho responsibly and not attempt to disrupt, abuse, reverse engineer, scrape, or gain unauthorized access to the service or other users' information.

6. Subscriptions and Payments

Certain Wealtho features may require a paid subscription. Subscription prices, features, and availability may change over time.

Payments are processed through third-party payment providers. You authorize recurring charges until you cancel your subscription.

7. Data and Privacy

Your use of Wealtho is also governed by our Privacy Policy. We explain how we collect, use, and protect information in that policy.

8. Intellectual Property

Wealtho, including its software, branding, designs, features, and content, is owned by Wealtho Technologies LLC or its licensors. You may not copy, modify, distribute, or misuse our intellectual property without permission.

9. Disclaimer of Warranties

Wealtho is provided on an "as available" basis. We do not guarantee that the service will always be uninterrupted, error-free, or that financial results will occur from using the platform.

10. Limitation of Liability

To the maximum extent permitted by law, Wealtho is not responsible for indirect, incidental, special, or consequential damages resulting from your use of the service.

11. Changes to These Terms

We may update these Terms of Service as Wealtho grows and changes. Continued use of Wealtho after updates means you accept the revised terms.

12. Contact

Questions about these terms can be sent to wealthoapphelp@gmail.com.