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Privacy Policy

Last updated: December 2025

Wealtho (“we”, “our”, “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, mobile app, and related services (collectively, the “Service”).

1. Information We Collect

We collect the following types of information:

  • Account information: Email address, password, and profile details.
  • User data: Budgets, transactions (manual entry), financial notes, preferences.
  • Device and usage data: Log data, browser type, IP address, device identifiers.
  • Optional financial data: If you connect accounts through third-party services (e.g., Plaid), we receive balances and transaction data. We never store your bank credentials.

2. How We Use Your Information

We use your information to:

  • Provide and improve the Wealtho service
  • Offer personalized insights and financial recommendations
  • Sync your data across devices
  • Maintain security and prevent fraud
  • Communicate important updates or service-related messages

3. How We Do NOT Use Your Data

  • We do NOT sell your data.
  • We do NOT share personal info with advertisers.
  • We do NOT access your bank login credentials(services like Plaid handle that securely).

4. Data Sharing

We may share your data only with:

  • Trusted third-party providers (e.g., cloud storage, analytics, authentication)
  • Financial data providers like Plaid if you choose to connect accounts
  • Law enforcement only when required by law

5. Data Security

We use encryption, secure authentication, and industry-standard security practices to protect your information.

6. Data Retention

We retain your data only as long as your account is active or as needed to provide the service. You may delete your account at any time.

7. Your Rights

You have the right to:

  • Access your data
  • Export your data
  • Request deletion of your data
  • Update or correct information

8. Children's Privacy

Wealtho is not intended for children under 13, and we do not knowingly collect information from anyone under that age.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted with an updated “Last Updated” date.

10. Contact Us

If you have questions about this Privacy Policy, contact us at:

wealthoapphelp@gmail.com