Wealtho

College

A school offering degrees after high school, usually 2–4 years.

University

A larger institution offering bachelor's, master's, and doctoral degrees.

Community College

Two-year schools offering associate degrees and transfer pathways.

Credits

Units that measure academic work. Most classes are 3–4 credits.

Major

Your main field of study, like Computer Science or Business.

Minor

A smaller secondary field of study.

Prerequisite

A class you must take before you can enroll in another course.

Elective

A class you choose freely outside core requirements.

G P A

Grade Point Average — typically on a 4.0 scale, measuring academic performance.

Office Hours

Scheduled times when professors help students or answer questions.

Academic Advisor

A staff member who helps you plan your schedule and graduate on time.

Syllabus

A course outline that explains assignments, exams, and grading.

Credit Hour

Represents one hour of class per week. Usually 15 hours = 1 credit.

A C T

A standardized test sometimes used for admissions.

S A T

A standardized test often required for admissions.

Acceptance Rate

Percentage of applicants a college accepts — lower means more competitive.

Early Decision

A binding early application. If accepted, you must attend.

Early Action

Early application without the binding commitment.

F A F S A

Free Application for Federal Student Aid — required for grants and loans.

Transcript

Your official academic record from high school or previous colleges.

Recommendation Letter

A letter from a teacher or mentor supporting your application.

Personal Statement

An essay describing who you are and why you want to attend.

A P Classes

Advanced high school classes that may count for college credit.

Dual Enrollment

High school students take college classes for credit.

Tuition

The cost of instruction at a college or university.

Fees

Additional charges for labs, technology, or campus services.

Room And Board

Costs for housing and meals on or near campus.

Grants

Financial aid you do NOT have to repay.

Scholarships

Money awarded for academic, athletic, or other achievements — free money.

Student Loans

Borrowed money that must be repaid with interest.

Work Study

Part-time campus jobs for students with financial need.

In State Tuition

Lower tuition for students living in the same state as the college.

Out Of State Tuition

Higher tuition for students from outside the state.

Loan Interest

Extra money paid back when repaying student loans.

Subsidized Loan

Loan where the government pays the interest while you’re in school.

Unsubsidized Loan

Loan where interest builds up while you study.

Dorm

On-campus student housing, often shared rooms.

R A

Resident Assistant — student leaders supervising dorm floors.

Meal Plan

Prepaid cafeteria system for meals on campus.

Commuter

A student who lives off campus and travels to class.

On Campus Housing

Living in dorms or university apartments.

Off Campus Housing

Renting apartments or houses independently.

Library Resources

Access to research databases, books, and study spaces.

Registrar

Office that handles class registration and academic records.

Financial Aid Office

Staff who help manage grants, loans, and scholarships.

Bursar

Office that handles billing and tuition payments.

Internship

Hands-on work experience related to your major.

Full Time Student

Usually 12–18 credits per semester.

Part Time Student

Taking fewer than 12 credits, often working or balancing other duties.